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Est. $3,819/mo

$469,000

10 Locks Rd,Palmyra, VA 22963

beds

baths

1,613

sqft

1998

built

Overview

Exceptional curb appeal home in Lake Monticello. Welcome to this beautifully designed 1,613 sq ft golf view home, ideally positioned on a corner lot, this home is for the discriminating buyer. Thoughtfully laid-out 3 bedroom, 2 bath home in Lake Monticello, VA offers the perfect blend of modern comfort, open floor plan, and functional living. Step inside to a light-filled living room featuring cathedral ceilings and a cozy fireplace, creating an inviting open concept living space ideal for entertaining. The spacious oversized kitchen with granite countertops is a standout, featuring cherry cab...

Listing updated: July 10, 2026 at 3:36 PM

Listed by:

Iris Helfrich (434) 981-9956, MONTICELLO COUNTRY REALTY, LLC

Source: Bright MLS · MLS #676173

Property details

Your cost estimate

Est. monthly payment

$3,819/mo

Principal & interest

$2,459

Property tax

$233

Home insurance (est.)

$156

HOA fee

$971

Down payment

$93,80020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($93,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
Apr 22, 2026	Listed for sale	$469,000

Location

10 Locks Rd, Palmyra, VA 22963

Nearby schools

School district: Fluvanna County Public Schools

Central

Elementary School

Fluvanna

Middle School

Fluvanna

High School

Est. monthly payment

$3,819/mo

at 20% down · $469,000 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

1/54

198 Jefferson Dr

Palmyra, VA

$503K

Sold Jun 16, 2026 · Listed $499K

4 bd4 ba3,475 sqft$144/sqft(-147%)

1/51

217 Jefferson Dr

Palmyra, VA

$375K

Sold May 20, 2026 · Listed $375K

3 bd2 ba1,676 sqft$224/sqft(-67%)

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.