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1037 Cotton Street photo 1
for sale
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$112,000

1037 Cotton Street,Reading, PA 19602
2
beds
1
baths
584
sqft
1900
built

Overview

Welcome to 1037 Cotton St, Reading, PA! This traditional brick rowhome offers 2 bedrooms, 1 full bath, and approximately 584 square feet of living space, making it a great opportunity for a first-time homebuyer, downsizer, or investor. The home features a functional floor plan, natural gas heat, and a full basement that provides additional storage space. Conveniently located near local shopping, dining, schools, and major roadways, this property offers easy access to everyday amenities. With its classic character, manageable size, and affordable price point, this home is ready for its next own...

Listing updated: July 9, 2026 at 6:43 PM

Listed by:

Trent L Stauffer (610) 373-8701, Bold Realty

Source: Bright MLS · MLS #PABK2073782Bright MLS

Property details

Your cost estimate

Est. monthly payment

$676/mo
Principal & interest
$587
Property tax
$52
Home insurance (est.)
$37

Down payment

$22,40020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($22,400), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 9, 2026Price reduced$112,000($6,000)
Jun 18, 2026Listed for sale$118,000
Aug 24, 2017Sold$20,500

Location

1037 Cotton Street, Reading, PA 19602

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$676/mo

Est. · $112,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/16/2026.