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Est. $4,050/mo

$649,900

1226 Bancroft Avenue,Colonial Beach, VA 22443

beds

baths

2,650

sqft

2009

built

Overview

ASSUMABLE 2.5% LOAN AVAILABLE FOR QUALIFIED BUYERS — a rare opportunity to secure an interest rate that's nearly impossible to find in today's market! Experience the best of coastal living in The Point, Colonial Beach's sought-after golf cart community, where waterfront charm meets everyday convenience. Located just a short drive from Northern Virginia, Richmond, and Washington, D.C., this home offers the perfect blend of small-town relaxation and commuter accessibility. Built in 2009, this beautifully maintained 3-bedroom, 2.5-bath home is ideally situated just two blocks from both the Pot...

Listing updated: July 16, 2026 at 6:44 PM

Listed by:

Heidi C Homfeldt (540) 455-8034, United Real Estate Premier

Source: Bright MLS · MLS #VAWE2010528

Property details

Your cost estimate

Est. monthly payment

$4,050/mo

Principal & interest

$3,407

Property tax

$427

Home insurance (est.)

$217

Down payment

$129,98020% of list price

Adjust down payment20%

0%25%50%

Based on 20% down ($129,980), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

Date	Event	Price
May 15, 2026	Price reduced	$649,900(−$15,100)
Apr 19, 2026	Price reduced	$665,000(−$5,000)
Feb 21, 2026	Listed for sale	$670,000

Location

1226 Bancroft Avenue, Colonial Beach, VA 22443

Est. monthly payment

$4,050/mo

at 20% down · $649,900 list

Tour for free, no strings attached

Ask a question (703) 349-5477

Mable Loans · Equal Housing Lender
NMLS #1949497

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This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.