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12944 Shoal Dr photo 1
for saleNew — 3d on market
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$1,450,000

12944 Shoal Dr,Ocean City, MD 21842
5
beds
5
baths
2,994
sqft
1997
built

Overview

Rare Captain's Hill opportunity - a custom 5-bedroom, 4.5-bath waterfront home on a 0.47-acre corner lot with a private boat slip, lift, and inground pool. Homes in this neighborhood trade hands once in a generation. Set on nearly half an acre at the corner of Shoal Drive and Golf Course Road, this 2,994-square-foot custom home was built in 1997 and has been meticulously maintained. Deeded waterfront rights include exclusive use of the pier on the northerly half of the shared bulkhead, with a boat lift already installed and ready for the season. The canal opens directly to the back bays and th...

Listing updated: July 2, 2026 at 5:58 AM

Listed by:

David Haley (410) 524-7888, Coldwell Banker/Bud Church Rea

Source: Bright MLS · MLS #MDWO2038932Bright MLS

Property details

Your cost estimate

Est. monthly payment

$8,568/mo
Principal & interest
$7,601
Property tax
$484
Home insurance (est.)
$483

Down payment

$290,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($290,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jun 29, 2026Listed for sale$1,450,000

Location

12944 Shoal Dr, Ocean City, MD 21842

Nearby schools

OCEAN CITY

Elementary School

STEPHEN DECATUR

Middle School

STEPHEN DECATUR

High School

Nearby homes

$8,568/mo

Est. · $1,450,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/16/2026.