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for saleopen: Sat 11am-1pm (7/18)
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20043 Placid Lake Terrace,Germantown, MD 20874
3
beds
4
baths
1,840
sqft
1989
built

Open houses

Jul18

Saturday, July 18

11am-1pm

Overview

Located in the townes of Water Edge. Brazilian Cherry hardwood floors throughout the main floor. Large deck with lake view and has access to lower level. Maple kitchen cabinets, bay window, black marble countertops, and stainless steel appliances. Fully finished walk out basement with wood burning fireplace. Bedrooms with vaulted ceilings. Two full baths on top level.

Listing updated: July 15, 2026 at 8:43 PM

Listed by:

Russell E Kelley (240) 480-5134, Samson Properties

Source: Bright MLS · MLS #MDMC2227978Bright MLS

Property details

Your cost estimate

Est. monthly payment

$3,323/mo
Principal & interest
$2,616
Property tax
$425
Home insurance (est.)
$166
HOA fee
$115

Down payment

$99,80020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($99,800), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 16, 2026Price reduced$499,000($1,000)
Jun 24, 2026Price reduced$500,000($15,000)
May 20, 2026Listed for sale$515,000
Sep 24, 2013Sold$329,900

Location

20043 Placid Lake Terrace, Germantown, MD 20874

Recently sold nearby

Similar homes sold within 0.5 miles in the last 90 days.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Nearby homes

$3,323/mo

Est. · $499,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/17/2026.