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for sale
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495 Jefferson Dr,Palmyra, VA 22963
3
beds
3
baths
2,042
sqft
1996
built

Overview

Lake life without compromise. Inside the gates of Lake Monticello, this 3BR/3BA home offers 2,032 finished sq ft (1,016 up, 1,016 down) plus full access to the community's best amenities. The main level shines with engineered wood flooring, a stone fireplace with gas logs, and a kitchen built to impress: granite countertops and fresh painted cabinets, opening to a deck off the back. Downstairs, a finished basement delivers a spacious living area and dedicated home theater, with a brand-new sliding glass door to the patio below. Out back, enjoy a fenced yard, a fire pit made for evenings under ...

Listing updated: July 13, 2026 at 3:16 PM

Listed by:

Kerry Griggs (434) 962-1941, KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Source: Bright MLS · MLS #678459Bright MLS

Property details

Your cost estimate

Est. monthly payment

$3,142/mo
Principal & interest
$1,835
Property tax
$211
Home insurance (est.)
$117
HOA fee
$980

Down payment

$70,00020% of list price
Adjust down payment20%
0%25%50%

Based on 20% down ($70,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.

Rates provided by Mable Loans.

Personalized Mortgage Summary

Price history

DateEventPrice
Jul 12, 2026Price reduced$350,000($15,000)
Jun 15, 2026Listed for sale$365,000

Location

495 Jefferson Dr, Palmyra, VA 22963

Nearby schools

School district: Fluvanna County Public Schools

Central

Elementary School

Fluvanna

Middle School

Fluvanna

High School

Nearby homes

$3,142/mo

Est. · $350,000 list

Bright MLS

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange (IDX) program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Samson Properties participates, and is provided by BRIGHT through a licensing agreement. © 2026 Bright MLS, All Rights Reserved. Information deemed reliable but not guaranteed. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. Data last updated: 7/18/2026.