Newhouse
1/38
$3,221/mo
$489,9005bd·3ba·2,098sf
305 Prospect Street, La Plata, MD 20646
Listing Courtesy of CENTURY 21 New Millennium
for sale
43 photos
1 / 43
2 / 43
3 / 43
4 / 43
5 / 43
6 / 43
7 / 43
8 / 43
9 / 43
10 / 43
11 / 43
12 / 43
13 / 43
14 / 43
15 / 43
16 / 43
17 / 43
18 / 43
19 / 43
20 / 43
21 / 43
22 / 43
23 / 43
24 / 43
25 / 43
26 / 43
27 / 43
28 / 43
29 / 43
30 / 43
31 / 43
32 / 43
33 / 43
34 / 43
35 / 43
36 / 43
37 / 43
38 / 43
39 / 43
40 / 43
41 / 43
42 / 43
43 / 43
Overview
VA assumable loan opportunity with an approximate 4.9% interest rate for qualified VA buyers. Charming two-story Cape cod home with finished basement in a prime La Plata location, featuring a HUGE detached cinder block garage, circular driveway, and extensive parking. Set back off the road on a hill, this property offers privacy while still being close to shopping, dining, and commuter routes. The updated kitchen includes stainless steel appliances, cabinets, countertops, tile flooring, and a tile backsplash. Main level offers hardwood floors, a wood stove, two separate living spaces, a bedroo...
Listing updated: July 8, 2026 at 2:11 PM
Listed by:
Lesa K Clark (301) 481-7578, Redfin Corp
Source: Bright MLS · MLS #MDCH2053376
Property details
Your cost estimate
Est. monthly payment
$2,994/mo
Principal & interest
$2,359Property tax
$485Home insurance (est.)
$150Down payment
$90,00020% of list price
Adjust down payment20%
0%25%50%
Based on 20% down ($90,000), 6.85% interest rate, 30-year fixed. Insurance is an estimate. Actual costs may vary.
Rates provided by Mable Loans.
Price history
| Date | Event | Price |
|---|---|---|
| Jul 8, 2026 | Price reduced | $450,000(−$25,000) |
| Apr 14, 2026 | Listed for sale | $475,000 |
| May 17, 2022 | Sold | $430,000 |
Location
907 Charles Street, La Plata, MD 20646
Est. monthly payment
$2,994/mo
at 20% down · $450,000 list
Tour for free, no strings attached
Mable Loans · Equal Housing Lender
NMLS #1949497
Recently sold nearby
Similar homes sold within 0.5 miles in the last 90 days.
1/21
907 Hickory Circle
La Plata, MD
$460K
Sold Jul 13, 2026 · Listed $460K
4 bd3 ba2,091 sqft$220/sqft(-11%)
1/37
612 Hemlock Court
La Plata, MD
$325K
Sold Jul 1, 2026 · Listed $325K
2 bd2 ba1,120 sqft$290/sqft(+59%)
1/63
836 Holly Drive
La Plata, MD
$310K
Sold Jun 25, 2026 · Listed $295K
3 bd2 ba1,232 sqft$239/sqft(+8%)
This home sale information is not to be construed as an appraisal and may not be used as such for any purpose. BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.
Nearby homes
$2,994/mo
Est. · $450,000 list
